In 1995 I opened a credit union account, because it was a requirement to get a 5% discount on a car through the Hughes/GE employee purchase program. The minimum amount you could put in the account was $5.00, and since I didn’t plan to use it for anything at all beyond qualifying for the car program, I dropped in five clams and let it sit.

Now, twelve years later, I decided I’ve finally had enough of the monthly statements, so I called them and asked that my account be closed. Of course they sent me a check for the balance in the account:

Through the magic of compound interest, I’ve managed to accumulate the grand total of $7.13 on the account. Woo hoo! Now that’s putting money to work!